Don't remain unprotected. The American system has gaps—we know how to navigate them legally to cover you immediately.
You just arrived and don't have an SSN yet. Most online insurers reject you immediately without this number. Or your old visa expires and the new one (or Green Card) isn't there yet—this gray zone is terrifying in case of a medical accident.
Parents on extended visit, or spouse awaiting paperwork. Travel insurance isn't enough for real care. You need comprehensive medical coverage that goes beyond basic visitor insurance.
When your file is complex, the risk of administrative error is maximum (wrong form, wrong box checked). The Pro Help subscription is essential here: we fill out the forms for you, talk to insurers, and ensure your coverage is active despite administrative obstacles.