Stop Overpaying for U.S. Health Insurance.

    Get an independent consultation. Access all available plans (Public & Private) at once. 100% Neutral.

    Charlyne

    "I'm an independent broker. My role is simple: verify if your current plan is truly the best possible option for your health and budget."

    — Charlyne, Independent Broker

    Expat & Visa Expertise

    100% Independent Advice

    Free Consultation in 15 min

    Trusted by members of:

    FACC
    Miami Accueil
    French Morning
    Courrier des Amériques

    New Arrivals

    Navigate visa requirements and enrollment periods with confidence

    Entrepreneurs & Freelancers

    Tax-optimized coverage that protects both you and your business

    Already Insured

    Second opinion on your current coverage - most find better options

    Most agents are limited by exclusive contracts. I scan the entire market (Public & Private) to identify the most optimized plan for your situation.

    Why Choose an Independent Broker?

    Traditional Agent

    Limited catalog

    Partial choices

    Sales quotas

    Independent Broker

    Public + Private (100% market access)

    Complete view

    Zero conflicts of interest

    Real Situations, Informed Decisions

    Family of 4 — Miami

    Better network for $480 per month

    "We were lost in the Miami hospital networks. Charlyne found us a plan at $480/month and gave us access to better network options."

    Entrepreneur — Austin

    A plan I could access right away

    "As an E-2 visa holder, I wasn't eligible for any type of plan, Charlyne knew it and automatically directed me to the plan I could get."

    Freelancer — New Jersey

    Found tax credits I didn't know existed

    "I thought I had to pay full price. One consultation later, Charlyne activated Marketplace tax credits in New Jersey I had previously overlooked. Absolute game changer."

    Get Your Free Consultation Today

    Your information remains strictly confidential

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    Answer a few questions to receive your custom insurance recommendation

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    Your Situation

    Help a friend, get rewarded.

    Know an expat paying too much? Introduce us via a 3-way text or email. Once they complete their consultation, you receive 1 FREE month of Concierge Care ($50 value).