Raise your family in the US without ever hesitating to call the pediatrician.
Pregnancy, pediatric visits, a spouse and kids on a different status than yours: we check what your plan actually covers, and from when, before you sign.
Your reality as a family in the US
Maternity isn't always covered from day one.
Some private and international plans impose a waiting period, sometimes several months, before covering a pregnancy. If you find out once you're pregnant, it's often too late to switch.
Every pediatrician visit adds up.
Preventive visits are often covered. Sunday-night ear infections, ER visits, or specialists — much less so. With a high deductible, it all comes out of your pocket.
In your family, not everyone has the same status.
A spouse on a dependent visa, a child born here and a US citizen: within the same family, the options aren't the same. One wrong choice, and someone ends up poorly covered.
A plan built for the whole family
Maternity verified
We check waiting periods and what the pregnancy actually covers, before you sign.
Direct access to pediatricians
With a PPO, no referral needed to see one.
Every member properly covered
One shared plan or separate plans: we choose based on each person's status.
We don't just send you a quote. We explain it.
Two plans can both say “maternity included.” What changes is what happens the day you actually need it.
“Maternity included” doesn't mean “covered starting tomorrow.”
Your questions
“I'm already pregnant, is it too late?”
Not necessarily. ACA plans cover pregnancy, even one already in progress, but you can only enroll at Open Enrollment or after a life event. We'll tell you what's possible given your dates.
“How do I add my baby to my insurance?”
Birth opens a special enrollment period: generally 30 days on an employer plan, 60 days on the Marketplace. After that, you have to wait for Open Enrollment. We handle it with you.
“My kids were born here, does that change anything?”
Yes. A US-citizen child may have access to options you don't. We look at each family member's status to cover everyone at the best cost.
“How much does your guidance cost?”
The analysis and comparison are free.
Get your family's coverage analyzed
Get Your Free Consultation
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