See the doctor without being afraid of the bill.
ACA, private, or both combined: we compare everything and explain what each plan actually pays.
ACA, private, or international
ACA Marketplace
Full coverage: pre-existing conditions, maternity, and prevention included.
The limit : Enrollment at Open Enrollment or after a life event.
Private: PPO + fixed benefits
A PPO for your doctors anywhere in the US, plus a fixed-benefit or accident plan that pays a set amount per event.
The limit : A fixed-benefit plan alone isn't complete insurance.
International and travel
For a life split between two countries, and for family visiting.
The limit : Travel insurance covers the emergency, rarely the follow-up.
* Average seen among our PPO clients, per person.
We don't just send you a quote. We explain it.
No deductible doesn't mean no bill.
Fixed-benefit plans don't replace comprehensive health insurance.
Your questions
“How much does a plan cost?”
It depends on your age, your state, and the plan. On PPO, our clients typically start around $300 a month per person. The analysis is free.
“ACA or private?”
Often both: a full plan for the big expenses, fixed benefits for the rest.
“When can I enroll?”
ACA: at Open Enrollment, starting November 1st, or after a life event. Many private plans: year-round.
“Do I keep my doctors?”
With a PPO, yes, within a large nationwide network. We check yours before you choose.
Get your tailored coverage, explained

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