Open Enrollment starts Nov 1.

Yes Oui Care
November 15 – December 15: no minimum employee participation requiredGroup insurance, businesses

Hire the best. Keep them.

Group plan, premium reimbursement, or supplemental benefits: we build your team's health coverage, and explain every dollar.

Three ways to cover your team

The classic

Group plan

One plan for the whole team, partly paid by the business.

From 1 employeeDeductible premiumsRecruiting

The limit : Minimum employee participation required, except Nov. 15 – Dec. 15.

ICHRA / QSEHRA

You reimburse your employees' individual premiums tax-free. Each one picks their own plan.

Fixed budgetFlexibleAny size

The limit : Each employee must enroll in an eligible individual plan.

Supplemental benefits

Dental, vision, accident: extra benefits, at a low cost.

DentalVisionAccident

The limit : A supplemental plan doesn't replace health insurance.

We don't just send you a quote. We explain it.

A typical quote
$700 /employee /mo.But how much for your business?
A raw rate, with no tax math
A single option presented
Your employees left alone with the plan, in English
With Yes Oui CareExample
Team of 5, $700 premium per employee
Sticker price (per year)
$42,000
Your share (50%)
$21,000
After tax deduction*
~$16,600
The real cost, after taxes
Group plan and ICHRA compared
Every employee guided, in French or English

The sticker price is never what you actually pay.

*21% corporate tax rate. Confirm with your CPA.

Your questions

“How many employees do I need?”

Often from just 1 employee beyond the owners, depending on the state and carrier. We check your eligibility.

“How much do I have to pay for my employees?”

Generally at least 50% of each employee's premium. The rest is deducted from their paycheck, pre-tax.

“We're the subsidiary of a French company. What about our expats?”

We build coverage that works for the whole team: expats and local hires alike.

“How much does your guidance cost?”

The analysis and comparison are free.

Get the analysis for your business

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How many employees?